Mille Lacs County Homes under $400,000

Welcome to Mille Lacs County, Minnesota, a hidden gem that beautifully blends natural beauty with a welcoming community spirit. Nestled in the heart of the state, Mille Lacs County is renowned for its stunning lakes, lush forests, and vibrant wildlife, making it a paradise for outdoor enthusiasts. Whether you’re fishing on the expansive Mille Lacs Lake, hiking through scenic trails, or enjoying a peaceful picnic by the water, this region offers a serene escape from the hustle and bustle of city life.

For those seeking a new home in this picturesque county, you’ll be delighted to discover a variety of charming properties available for under $400,000. From cozy cabins perfect for weekend getaways to spacious family homes ideal for year-round living, Mille Lacs County has something for everyone. Many homes feature beautiful lake views, modern amenities, and easy access to outdoor recreation, ensuring that you can enjoy the best of both worlds.

The community here is warm and inviting, with friendly neighbors and local events that foster a strong sense of belonging. With excellent schools, convenient shopping, and recreational activities, Mille Lacs County is not just a place to live—it’s a place to thrive.

If you’re ready to embark on a new adventure in Mille Lacs County, explore our selection of homes under $400,000 and discover the perfect property to call your own. Experience the charm of this remarkable region and make your dream of homeownership a reality today!

Newest Mille Lacs County Homes under $400,000

$349,999

3 Beds ⋅ 2 Baths ⋅ 7100701 MLS

Enjoy peaceful country living on 5 beautiful wooded acres with this inviting 4-bedroom, 2-bathroom home just outside of Milaca. Surrounded by mature trees and abundant wildlife, this property offers the perfect blend of privacy, comfort, and space to explore. Inside, you'll find fresh updates throughout, including new flooring, fresh paint, and new kitchen appliances, creating a move-in ready home with a warm, welcoming feel. The spacious layout offers room for everyone, while the finished lower level provides additional living space with endless possibilities for a family room, game room, or home office. Outside, the detached garage is a standout feature with 220 electrical service - ideal for hobbies, projects, or extra storage. Whether you're enjoying your morning coffee surrounded by nature, entertaining friends, or simply appreciating the quiet setting, this property delivers the best of country living. If you've been searching for acreage, privacy, and a beautifully updated home with room to grow, this Milaca property is ready to welcome you home.

11507 230th Street, Milaca

Listing courtesy of RE/MAX Results.

$229,900

3 Beds ⋅ 2 Baths ⋅ 7151917 MLS

Recently remodeled and thoughtfully updated, this 3-bedroom, 2-bath one-level home offers comfortable living with room to expand. The spacious primary bedroom features a private suite with a remodeled bath, while the full unfinished basement provides excellent storage and future potential. The kitchen includes stainless steel appliances, new in 2024, and opens to the dining area with access to the deck—perfect for enjoying the expansive ¾-acre lot. Additional updates include a new HVAC system in 2025, a new garage door and opener, and a new metal roof on the detached two-stall garage installed in 2021. A great opportunity to enjoy a move-in-ready home with numerous recent improvements and plenty of space both inside and out.

560 E Isle Street, Isle

Listing courtesy of RE/MAX Results.

$320,000

4 Beds ⋅ 2 Baths ⋅ 7153792 MLS

Assumable mortgage opportunity on this corner-lot rambler in Princeton, MN. This beautifully maintained home features original hardwood floors, classic built-ins, and abundant storage. The updated kitchen offers ample cabinetry and an informal dining area. A finished basement adds flexible living space with a spacious recreation room, dedicated laundry and utility areas, and a fourth bedroom that could also serve as a home office or gym. Enjoy an attached garage and a private fenced outdoor area for entertaining, bonfires, and pets. Located near historic downtown Princeton, local schools, parks, shopping, and dining, this charming rambler combines character, convenience, and versatile living spaces. Ask for details about the assumable mortgage!

505 4th Street S, Princeton

Listing courtesy of eXp Realty.

$299,999

1 Beds ⋅ 2 Baths ⋅ 7151702 MLS

Amish-Built Log Home on 10 Acres Don’t miss this unique opportunity to own a beautiful 2-story Amish-built log home on 10 acres, just south of Bock, Minnesota. Constructed from locally harvested white pine logs, this property offers character, privacy, and plenty of potential for a rural homestead, hobby farm, or agricultural venture. The home is serviced by a drilled well, with water currently supplied to the kitchen and two bathrooms—one upstairs and one downstairs. The property also features a compliant holding-tank-style septic system. The existing system may continue to be used as-is, or a future owner could explore adding a drainfield sized according to the number of bedrooms they choose to build out. The home currently features one finished bedroom on the upper level, with additional unfinished space offering an opportunity to customize the layout and create additional bedrooms or living areas to suit your needs. Outside, the property provides a wonderful country setting with partially fenced pastureland, ideal for horses, livestock, gardening, or simply enjoying the open space. An open-water pond, established gardens, a large raspberry patch, fruit trees, and other mature plantings add to the property's appeal. The property was formerly home to the popular MeadowView Greenhouse, and several greenhouse structures remain. These structures will be removed prior to closing. Buyers interested in continuing a greenhouse or similar agricultural business, please inquire about purchasing these structures as there may be an opportunity to pursue rezoning and/or a conditional use permit, subject to approval by Mille Lacs County Zoning officials. Also included in this sale is a substantial 34' x 100' hoop shed, providing versatile space for livestock, farm equipment, storage, or other agricultural uses. Whether you're searching for a rural homestead, hobby farm, horse property, gardening retreat, or property with agricultural-business potential, this unique acreage offers an appealing combination of natural beauty, established improvements, and opportunity. Come explore the possibilities and imagine what you could create here!

7155 160th Street, Bock

Listing courtesy of Hewitt Jackson Real Estate.

$289,900

2 Beds ⋅ 2 Baths ⋅ 7152182 MLS

Rambler in town features 2 bedrooms, 2 bathrooms, gas fireplace in the living room, main floor laundry and a large backyard. Full basement roughed in with egress windows. Ready to add more bedrooms, family room and a 3rd bathroom. Home is clean and move-in ready.

425 2nd Avenue NE, Milaca

Listing courtesy of Milaca Realty.

$285,000

4 Beds ⋅ 2 Baths ⋅ 7151367 MLS

Hard to find, great opportunity! Equity Builder. Almost all materials are in the home for finishing. Newer upgrade siding and roofing. Newer high efficiency furnace, AC, and water softener. Many new windows. Newer deluxe appliances. Seller has completed many upgrades. Just needs finishing touches. Oversized four season porch. Huge dream attached garage with seperate work shop featuring a rear garage door for added convenience. Concrete drive with an abundance of extra parking plus side area parking for additional outdoor storage! Beautiful wooded setting, quiet cul-de-sac. Huge possibilities hear! Quick possession!

114 Woodland Circle, Princeton

Listing courtesy of Real Estate Masters, Ltd..

$398,000

3 Beds ⋅ 2 Baths ⋅ 7150575 MLS

Welcome to your slice of paradise on beautiful Malone Island! This charming 3 bedroom, 2 bathroom home has the perfect combination of peaceful living, outdoor enjoyment, and access to Minnesota's beloved Mille Lacs Lake. This home features new custom built kitchen cabinets, quartz counter tops, vaulted ceilings, new mini split and many new updates. Enjoy the extra garage space with the additional garage located on the property. (Dimensions 24x30x10) Located in a quiet, welcoming neighborhood, this property features a nice yard with plenty of space to relax, entertain, and enjoy the beauty of the surrounding area. Enjoy the convenience of great walking and biking opportunities right in the neighborhood, making it easy to get outside and take in the peaceful surroundings. One of the standout features of this property is the included deeded access to a shared boat slip in the marina on Mille Lacs Lake as well as the private launch, giving you convenient access to the water and endless opportunities for fishing, boating, and making lasting memories. Whether you're looking for a year round home, a relaxing lake getaway, or a place to enjoy the outdoors, this property provides the lifestyle you've been looking for. With its quiet setting, inviting neighborhood, and access to Mille Lacs Lake, this is an opportunity you don't want to miss! Come enjoy Malone Island living and all that Mille Lacs Lake has to share!

1520 White Cloud Drive S, Isle

Listing courtesy of Beycome Brokerage Realty LLC.

$299,900

4 Beds ⋅ 2 Baths ⋅ 7145228 MLS

Welcome to this move-in ready, completely renovated 4-bedroom, 2-bathroom split-level home situated on a spacious 0.268-acre lot in Milaca. The updated interior offers a thoughtful floor plan featuring 2 bedrooms on the upper level and 2 bedrooms on the lower level. The heart of the home boasts a beautifully remodeled kitchen complete with stainless steel appliances and a stylish tile backsplash. Unwind or entertain in the expansive lower-level family room, or step outside onto the deck—equipped with built-in bench seating and convenient stairs leading directly down to the private yard. Enjoy quality upgrades and modern finishes throughout this turnkey property!

630 3rd Avenue NE, Milaca

Listing courtesy of Keller Williams Integrity NW.

$299,900

3 Beds ⋅ 2 Baths ⋅ 7146988 MLS

Amazing opportunity in Princeton! This updated three-level split sits on two lots, offering nearly an acre of outdoor space and a unique combination of residential living and future possibilities. The home features updates both inside and out, with three bedrooms, 1.5 bathrooms, and a versatile flex space perfect for a home office, den, hobby room, or potential fourth bedroom. The spacious lower-level family room offers plenty of room to relax, entertain, and make the space your own. Adding even more opportunity, the additional lot behind the home is zoned commercial—an exciting option for a home-based business or other potential uses. With generous space, thoughtful updates, and uncommon flexibility, this Princeton property is one you won’t want to miss!

3207 90th Avenue, Princeton

Listing courtesy of Next Generation Realty LLC.

$344,900

3 Beds ⋅ 3 Baths ⋅ 7147844 MLS

Experience the best of lake life with this stunning Beach Villa at Izaty’s Resort! Perfectly situated with breathtaking views of Lake Mille Lacs, this beautifully updated 3-bedroom, 3-bath retreat offers the ideal year-round getaway. The spacious open floor plan is complemented by a cozy fireplace, and a screened-in porch—perfect for enjoying the serene lakefront scenery. This villa is completely turn-key making it ideal for personal use or as a successful vacation rental. Whether you're looking for a relaxing retreat or a lucrative rental opportunity, this lakefront paradise is ready for you to move in and enjoy. Don’t miss out on this rare opportunity to own your very own piece of Mille Lacs Lake!

8424 Tuxedo Road Unit 315, Onamia

Listing courtesy of National Realty Guild.

$392,500

3 Beds ⋅ 3 Baths ⋅ 7146020 MLS

Don't miss this spacious 3 level home located on just over 3 acres! This property offers 3 bedrooms on the upper level with an additional 2 rooms in the lower level (den, office, exercise, etc.) The master bedroom features a large walk-in closed and its own private bathroom. The 4 stalls garage is an impressive 36' x 26, with an additional entrance from garage to the lower level. The garage also includes 50-amp, 240 volt electric for charging electric vehicles. The exterior features a 16' cement apron off the garage, a large front patio, as well as a large patio off the back of the home. The fenced backyard is perfect for kids or pets!

116 Oak Lane, Foreston

Listing courtesy of Milaca Realty.

$339,900

2 Beds ⋅ 2 Baths ⋅ 7144747 MLS

A sun filled 1500 sq. ft.+ rambler is available for the first time in Isle Harbor Township. Original owner has meticulously maintained the home, as it offers amenities that other homes fall short on. An open kitchen, living room, and dining room will have sun-lovers excited with architectural windows, high-vaulted ceilings, and a custom 12' wide sliding door. There are two sliding doors that lead to two different decks off the living rm and dining rm, with views overlooking a rolling 1.42 acres. The home also offers two spacious bedrooms; one having a walk-in closet, and the other being a master bedroom with a full bath (separate tub/shower), large walk-in closet, plus new carpet in both rooms. Mechanicals have been updated recently with a fresh A/C, furnace, and water softener only a few years old, and an air exchanger only 2 weeks old. Storage is ample within the home due to a generous hallway closet and basement area. Mechanicals are also in the lower basement area. The heated and finished garage is over sized at 30x28 deep, perfect for the boat or other toys that could be used at MN's premier lake, Mille Lacs. Located just 1 mile away from the home, Mille Lacs offers unlimited summertime/wintertime fun with atv trails and state parks (Father Hennepin State Park). Other amenities include a concrete driveway, real hardwood and tile floors, and full landscaping around the home.

40337 Torchlight Road, Isle

Listing courtesy of Peoples Realty, Inc..

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