Mille Lacs Homes with (MF) Duplex Up and Down Style

Welcome to Mille Lacs County, a hidden gem in the heart of Minnesota, where natural beauty meets vibrant community living. Nestled just a stone's throw from the serene shores of Mille Lacs Lake, this area is renowned for its stunning landscapes, abundant outdoor activities, and a close-knit community atmosphere. Milaca, the county seat, offers a charming small-town vibe while providing easy access to larger urban centers, making it an ideal location for families, retirees, and anyone seeking a peaceful yet connected lifestyle.

One of the standout residential options in Milaca is the duplex up-and-down style homes, also known as MF (multi-family) homes. These properties are perfect for those looking to invest in real estate or for families seeking additional living space. With a duplex, you have the unique opportunity to live in one unit while renting out the other, providing a fantastic source of income or the perfect setup for multi-generational living.

These homes typically feature spacious layouts, with separate entrances and utilities for each unit, ensuring privacy and comfort for all residents. The up-and-down design maximizes space and can be tailored to suit a variety of lifestyles, whether you’re hosting family gatherings or enjoying quiet evenings at home.

In addition to the appealing architecture, living in Milaca means easy access to parks, schools, and local amenities, as well as the stunning outdoor adventures that Mille Lacs County has to offer. From fishing and boating on the lake to hiking and biking on scenic trails, your new home in Milaca is the perfect starting point for a life filled with adventure and community spirit. Explore the possibilities of duplex living in this enchanting area today!

Newest Mille Lacs Homes with (MF) Duplex Up and Down Style

$340,000

5 Beds ⋅ 2 Baths ⋅ 7036294 MLS

Welcome to this income-producing duplex in Milaca, MN- offering a great opportunity for both investors and owner-occupants. This up/down duplex features a 3-bedroom main-level unit and a 2-bedroom upper unit. With the upper lease in place through 2026 and the lower unit lease in place through mid June 2027, providing immediate and stable income. Recent updates in both units include painted cabinets, updated fixtures, and new lighting. Main level unit has access to laundry with a new washer/dryer. See supplements for more updates/details. Roof replaced in 2022. The property also features separately metered utilities and a detached 3-stall garage with a separate electric meter (2024), offering added income potential or flexibility for owner use. Tenants pay for gas, electricity, lawn care, and snow removal, which helps keep operating expenses low. This is a great fit for those seeking a reliable investment, a house-hack opportunity, or a multi-family property.

345 2nd Avenue SW, Milaca

Listing courtesy of RE/MAX Advantage Plus.

Start Your Search

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the Regional Multiple Listing Service of Minnesota. Real estate listings held by brokerage firms other this firm are marked with the Broker Reciprocity logo. Information Deemed Reliable But Not Guaranteed. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.

Listing data © 2026 Regional Multiple Listing Service of Minnesota. All rights reserved. By searching, you agree to the EULA.