Saint Cloud Homes under $350,000

Welcome to Saint Cloud, Minnesota – a vibrant city that perfectly balances small-town charm with urban amenities. Nestled along the banks of the scenic Mississippi River, Saint Cloud is renowned for its rich history, diverse culture, and welcoming community. With a population of just over 68,000, this city offers a tight-knit feel while providing residents access to a variety of recreational activities, shopping, and dining options.

Saint Cloud boasts an array of parks and outdoor spaces, perfect for families and nature enthusiasts alike. The beautiful Lake George and Quarry Park offer trails, picnic areas, and opportunities for fishing and kayaking. Additionally, the city is home to a thriving arts scene, with local galleries, theaters, and events that celebrate creativity throughout the year.

For those seeking affordable housing options, Saint Cloud is a hidden gem. The real estate market features a variety of homes priced under $350,000, making it an ideal location for first-time buyers, families, and retirees. From charming single-family homes with character to modern townhouses, there’s something to suit every taste and budget. The community is also serviced by quality schools and healthcare facilities, ensuring that residents enjoy a high quality of life.

Whether you’re drawn to the lively downtown area, the peaceful residential neighborhoods, or the abundant recreational opportunities, Saint Cloud offers a unique blend of convenience and comfort. Discover your dream home in this delightful city, where you can create lasting memories and build a fulfilling life.

Newest Saint Cloud Homes under $350,000

$230,000

3 Beds ⋅ 2 Baths ⋅ 7149337 MLS

Welcome home to this amazing opportunity right in the heart of Saint Cloud. This home is waiting for you to add your finishing touches and really make it your own. The corner lot, garage space and deck make it easy and fun to entertain friends and family. There is currently a 4th non-conforming bedroom, that could easily be finished by adding a proper door. The opportunities are endless, don't wait to schedule a showing.

1000 14th Street S, Saint Cloud

Listing courtesy of Keller Williams Preferred Rlty.

$175,000

5 Beds ⋅ 2 Baths ⋅ 7152680 MLS

New Roof September 2026. Make this your own home, or consider this Prime Rental Opportunity Near SCSU 5 Bed | 2 Bath | Licensed for 4 Bedrooms Excellent opportunity to own a well-located rental property just minutes from St. Cloud State University. This 5-bedroom, 2-bath home is currently licensed for 4 bedrooms and generates $1,875 per month in rental income. The home features four upper-level bedrooms, a spacious living room with hardwood floors, and newer flooring in the kitchen and dining area. A separate basement entrance adds flexibility for tenants or future use. Outside, the property offers ample off-street parking plus a large detached garage with a loft area, providing abundant storage space. Tenants are responsible for gas and electric, while the owner pays water, sewer, and garbage, keeping operating expenses manageable. With its layout and location, this property also offers the potential to transition back to a single-family home once the current lease expires. Current Lease in place until April 2027.

511 6th Avenue S, Saint Cloud

Listing courtesy of VoigtJohnson.

$329,900

3 Beds ⋅ 3 Baths ⋅ 7153525 MLS

Situated on a generous corner lot, this beautifully maintained 3-bedroom (plus office), 3-bath rambler offers main floor living & comfortable living spaces and plenty of room to expand. The unfinished 38X24 lower level is ideal for storage and offers the potential for additional finished living space! The kitchen offers plenty of functionality with stainless steel appliances, granite countertops, a center island, and convenient pull-out pantry drawers. It is open to the dining and living areas, creating a comfortable, connected space. Skylights bring in an abundance of natural light, while six-panel doors and other quality details add to the home's appeal. The spacious primary suite offers a private retreat complete with a walk-in closet and full private bath. The primary bath features a jetted tub, dual sinks, tile shower and flooring, and the added comfort of in-floor heat. Enjoy outdoor living on the new stamped concrete patio and sidewalk added in 2020. A sprinkler system and private well are available for irrigation. The insulated garage and insulated garage door provide added comfort and efficiency + a storage shed. Numerous updates were completed in 2024, including new shingles, gutters, skylights, and insulated garage door, providing peace of mind for the next owner. Conveniently located near the St. Cloud Country Club, Beaver Island Trail, and the Mississippi River, with easy access to I-94.

802 Aldon Drive, Saint Cloud

Listing courtesy of Agency North Real Estate, Inc.

$300,000

4 Beds ⋅ 2 Baths ⋅ 7083180 MLS

5850 Rolling Ridge Road, Saint Cloud

Listing courtesy of RE/MAX Advantage Plus.

$229,000

3 Beds ⋅ 2 Baths ⋅ 7153988 MLS

Beautifully remodeled rambler blending classic charm with fresh, modern finishes! The spacious, sun-filled living room features large windows, wood-look flooring, and an inviting fireplace. The updated kitchen showcases white cabinetry, contrasting black hardware, sleek countertops, stainless steel appliances, and a coordinating black faucet. Neutral paint, crisp white trim, updated lighting, and soft bedroom carpeting create a cohesive feel throughout. Mature trees, refreshed landscaping, and an attractive front entry add welcoming curb appeal. Conveniently located near South Junior High School, with McKinley Park and Lake George/Eastman Park nearby for outdoor recreation. Enjoy easy access to St. Cloud State University, Munsinger and Clemens Gardens, and downtown St. Cloud’s dining, shopping, and entertainment. A beautifully refreshed home with convenient access to everyday amenities and local attractions! Contract for deed available as well on case to case basis.

1020 15th Avenue S, Saint Cloud

Listing courtesy of Pemberton RE.

$150,000

3 Beds ⋅ 2 Baths ⋅ 7153460 MLS

Enjoy comfortable, low-maintenance living in this nicely updated 3 bedroom, 2 bath townhome. Offering 1,390 square feet, it is one of the largest units in the eight-unit buildings. The spacious primary suite features a private 3/4 bath and walk-in closet. New flooring and lighting, along with updated kitchen appliances, give the home a fresh, welcoming feel. Come home, settle in, and enjoy more time for what matters most!

1539 14th Street SE, Saint Cloud

Listing courtesy of Edina Realty, Inc.

$329,900

4 Beds ⋅ 3 Baths ⋅ 7153243 MLS

Welcome to 5524 Knollwood Dr! This amazing 4 BR 3 Bath ranch home has new roof, furnace and AC, and has an awesome sun room with gas fireplace! With almost 3000 finished SQFT, there is plenty of room. This home is located in a great location with park in the back yard.

5524 Knollwood Drive, Saint Cloud

Listing courtesy of Purpose Driven Realty, LLC.

$349,900

3 Beds ⋅ 3 Baths ⋅ 7141271 MLS

Welcome to this charming 3-bedroom, 3-bath home in a great location, directly across the street from a park and just a few blocks from St. Cloud Hospital, with convenient access to shopping, schools, restaurants, and more. Beautiful hardwood floors, a cozy fireplace, and a bright sunroom add character throughout the home. The kitchen features stainless steel appliances and a built-in dining nook, perfect for everyday meals. Upstairs offers two spacious bedrooms and an updated full bathroom with a large soaking tub. The lower level features a private primary bedroom with its own updated bathroom, or use the space as a second living room, home office, or flex space to fit your needs. Outside, enjoy the paver stone patio and backyard, perfect for relaxing or entertaining. The property also offers plenty of garage space with an attached one-stall garage plus a detached two-stall garage featuring additional workbench space. A well-located home with classic character, flexible living spaces, and plenty of garage and storage space.

909 6th Avenue N, Saint Cloud

Listing courtesy of VoigtJohnson.

$219,900

4 Beds ⋅ 2 Baths ⋅ 7149318 MLS

Beautifully maintained and nicely updated, this spacious turn-of-the-century two-story offers an open floor plan, generous room sizes, and plenty of charm and character throughout, and an attached garage! The main level welcomes you with a comfortable sitting room that flows into the formal dining area and then into the spacious living room, all enhanced by 9-foot ceilings and great natural light. The bright, open kitchen features a large center island, a massive window, and additional cabinet and counter space. Upstairs, you’ll find four generously sized bedrooms on the same level, including one with access to a covered balcony. Recent updates include flooring, carpet, fresh paint, and refreshed vanity tops. Large windows and solid paneled doors add to the home’s character, while the convenient laundry room offers cabinets and counter space for folding. Additional highlights include maintenance-free vinyl windows, an inviting covered wrap-around deck, and an attached two-car garage with built-in overhead storage racks. Conveniently located close to parks, schools, shopping, and more.

705 14th Avenue S, Saint Cloud

Listing courtesy of RE/MAX Results.

$199,900

3 Beds ⋅ 2 Baths ⋅ 7152796 MLS

Welcome home to this charming 3 bedroom, 2 bathroom property! Offering a comfortable layout with plenty of space for everyday living, this home is ready for you to make it your own. Step outside to enjoy the fully fenced backyard perfect for pets, play, gardening, or relaxing with family and friends. The oversized detached 2 car garage provides ample room for vehicles, storage, hobbies, or a workshop. Conveniently located near parks, schools, shopping, and dining, this home combines comfort, functionality, and a great location. Schedule your showing today!

134 34th Avenue N, Saint Cloud

Listing courtesy of Central MN Realty LLC.

$185,000

4 Beds ⋅ 2 Baths ⋅ 7152003 MLS

Updated and move-in ready home with lots of character in the desirable Lake George neighborhood! Featuring 9-foot ceilings, stainless steel appliances, and newer flooring throughout much of the main floor. The first floor offers two bedrooms and a full bathroom, with two additional bedrooms, a 3/4 bathroom, and plenty of storage downstairs. Upstairs, you’ll find a spacious bonus room with even more storage. Enjoy the cozy front porch, new steel siding installed in 2025, and a furnace and central air system new in 2020. A new storage shed and large rear parking pad/driveway provide added convenience and plenty of off-street parking. Great curb appeal and a convenient location make this a great place to call home or a great investment opportunity.

920 11th Avenue S, Saint Cloud

Listing courtesy of Premier Real Estate Services.

$199,000

3 Beds ⋅ 2 Baths ⋅ 7152484 MLS

Beautifully maintained 3-bedroom, 1.5-bath one-level home in St. Cloud offering easy, maintenance-free living. Durable vinyl siding, lush landscaping, and a clean concrete driveway and sidewalk give it great curb appeal, while new fixtures and pride-of-ownership care show throughout the interior. Move-in ready with a convenient single-level layout — don't miss this one!

248 23rd Avenue N, Saint Cloud

Listing courtesy of Central MN Realty LLC.

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