Saint Cloud Homes under $250,000

Welcome to Saint Cloud, Minnesota, a vibrant and welcoming city that perfectly blends small-town charm with urban conveniences. Nestled along the banks of the beautiful Mississippi River, Saint Cloud boasts a rich history, a thriving arts scene, and a diverse range of recreational opportunities. With its picturesque parks, bustling downtown area, and a strong sense of community, it’s no wonder that Saint Cloud is considered one of the best places to live in the state.

For those looking to establish roots in this delightful city, you’ll be pleased to discover that Saint Cloud offers an array of homes priced under $250,000. Whether you’re a first-time homebuyer, a growing family, or someone looking to downsize, this price range presents a fantastic opportunity to find your dream home without breaking the bank.

From charming bungalows to cozy townhouses, the real estate market in Saint Cloud is rich with options. Many of these homes feature modern amenities while retaining the character and warmth that make them truly special. With a strong sense of community, excellent schools, and easy access to shopping, dining, and entertainment, living in Saint Cloud means enjoying a balanced lifestyle.

Explore the possibilities of homeownership in Saint Cloud, where affordability meets quality living. Embrace the opportunity to create lasting memories in a city that feels like home. With homes under $250,000, your perfect Saint Cloud residence is waiting for you!

Newest Saint Cloud Homes under $250,000

$230,000

3 Beds ⋅ 2 Baths ⋅ 7149337 MLS

Welcome home to this amazing opportunity right in the heart of Saint Cloud. This home is waiting for you to add your finishing touches and really make it your own. The corner lot, garage space and deck make it easy and fun to entertain friends and family. There is currently a 4th non-conforming bedroom, that could easily be finished by adding a proper door. The opportunities are endless, don't wait to schedule a showing.

1000 14th Street S, Saint Cloud

Listing courtesy of Keller Williams Preferred Rlty.

$175,000

5 Beds ⋅ 2 Baths ⋅ 7152680 MLS

New Roof September 2026. Make this your own home, or consider this Prime Rental Opportunity Near SCSU 5 Bed | 2 Bath | Licensed for 4 Bedrooms Excellent opportunity to own a well-located rental property just minutes from St. Cloud State University. This 5-bedroom, 2-bath home is currently licensed for 4 bedrooms and generates $1,875 per month in rental income. The home features four upper-level bedrooms, a spacious living room with hardwood floors, and newer flooring in the kitchen and dining area. A separate basement entrance adds flexibility for tenants or future use. Outside, the property offers ample off-street parking plus a large detached garage with a loft area, providing abundant storage space. Tenants are responsible for gas and electric, while the owner pays water, sewer, and garbage, keeping operating expenses manageable. With its layout and location, this property also offers the potential to transition back to a single-family home once the current lease expires. Current Lease in place until April 2027.

511 6th Avenue S, Saint Cloud

Listing courtesy of VoigtJohnson.

$229,000

3 Beds ⋅ 2 Baths ⋅ 7153988 MLS

Beautifully remodeled rambler blending classic charm with fresh, modern finishes! The spacious, sun-filled living room features large windows, wood-look flooring, and an inviting fireplace. The updated kitchen showcases white cabinetry, contrasting black hardware, sleek countertops, stainless steel appliances, and a coordinating black faucet. Neutral paint, crisp white trim, updated lighting, and soft bedroom carpeting create a cohesive feel throughout. Mature trees, refreshed landscaping, and an attractive front entry add welcoming curb appeal. Conveniently located near South Junior High School, with McKinley Park and Lake George/Eastman Park nearby for outdoor recreation. Enjoy easy access to St. Cloud State University, Munsinger and Clemens Gardens, and downtown St. Cloud’s dining, shopping, and entertainment. A beautifully refreshed home with convenient access to everyday amenities and local attractions! Contract for deed available as well on case to case basis.

1020 15th Avenue S, Saint Cloud

Listing courtesy of Pemberton RE.

$150,000

3 Beds ⋅ 2 Baths ⋅ 7153460 MLS

Enjoy comfortable, low-maintenance living in this nicely updated 3 bedroom, 2 bath townhome. Offering 1,390 square feet, it is one of the largest units in the eight-unit buildings. The spacious primary suite features a private 3/4 bath and walk-in closet. New flooring and lighting, along with updated kitchen appliances, give the home a fresh, welcoming feel. Come home, settle in, and enjoy more time for what matters most!

1539 14th Street SE, Saint Cloud

Listing courtesy of Edina Realty, Inc.

$219,900

4 Beds ⋅ 2 Baths ⋅ 7149318 MLS

Beautifully maintained and nicely updated, this spacious turn-of-the-century two-story offers an open floor plan, generous room sizes, and plenty of charm and character throughout, and an attached garage! The main level welcomes you with a comfortable sitting room that flows into the formal dining area and then into the spacious living room, all enhanced by 9-foot ceilings and great natural light. The bright, open kitchen features a large center island, a massive window, and additional cabinet and counter space. Upstairs, you’ll find four generously sized bedrooms on the same level, including one with access to a covered balcony. Recent updates include flooring, carpet, fresh paint, and refreshed vanity tops. Large windows and solid paneled doors add to the home’s character, while the convenient laundry room offers cabinets and counter space for folding. Additional highlights include maintenance-free vinyl windows, an inviting covered wrap-around deck, and an attached two-car garage with built-in overhead storage racks. Conveniently located close to parks, schools, shopping, and more.

705 14th Avenue S, Saint Cloud

Listing courtesy of RE/MAX Results.

$199,900

3 Beds ⋅ 2 Baths ⋅ 7152796 MLS

Welcome home to this charming 3 bedroom, 2 bathroom property! Offering a comfortable layout with plenty of space for everyday living, this home is ready for you to make it your own. Step outside to enjoy the fully fenced backyard perfect for pets, play, gardening, or relaxing with family and friends. The oversized detached 2 car garage provides ample room for vehicles, storage, hobbies, or a workshop. Conveniently located near parks, schools, shopping, and dining, this home combines comfort, functionality, and a great location. Schedule your showing today!

134 34th Avenue N, Saint Cloud

Listing courtesy of Central MN Realty LLC.

$185,000

4 Beds ⋅ 2 Baths ⋅ 7152003 MLS

Updated and move-in ready home with lots of character in the desirable Lake George neighborhood! Featuring 9-foot ceilings, stainless steel appliances, and newer flooring throughout much of the main floor. The first floor offers two bedrooms and a full bathroom, with two additional bedrooms, a 3/4 bathroom, and plenty of storage downstairs. Upstairs, you’ll find a spacious bonus room with even more storage. Enjoy the cozy front porch, new steel siding installed in 2025, and a furnace and central air system new in 2020. A new storage shed and large rear parking pad/driveway provide added convenience and plenty of off-street parking. Great curb appeal and a convenient location make this a great place to call home or a great investment opportunity.

920 11th Avenue S, Saint Cloud

Listing courtesy of Premier Real Estate Services.

$199,000

3 Beds ⋅ 2 Baths ⋅ 7152484 MLS

Beautifully maintained 3-bedroom, 1.5-bath one-level home in St. Cloud offering easy, maintenance-free living. Durable vinyl siding, lush landscaping, and a clean concrete driveway and sidewalk give it great curb appeal, while new fixtures and pride-of-ownership care show throughout the interior. Move-in ready with a convenient single-level layout — don't miss this one!

248 23rd Avenue N, Saint Cloud

Listing courtesy of Central MN Realty LLC.

$185,000

4 Beds ⋅ 2 Baths ⋅ 7152027 MLS

WELCOME HOME! Affordable living in a great St. Cloud neighborhood, conveniently located close to shopping, dining, parks and everything you need. This well-maintained, one owner home features 3 bedrooms on the main level, (or the option to have 2BR on main plus dining room or office) hardwood floors, tons of natural light and great storage areas. Lower level features a 4th bedroom and two additional flex rooms offering endless possibilities for a craft room, home office, playroom, hobby space or workshop. Enjoy the convenience of an attached 1+ car garage, plus an additional storage shed for all of your outside extras. The fenced backyard provides a great space to relax, play or entertain. A wonderful opportunity to own a well-cared-for home in a great location!

128 24th Avenue S, Saint Cloud

Listing courtesy of Edina Realty, Inc..

$169,900

3 Beds ⋅ 2 Baths ⋅ 7151282 MLS

This well-maintained, affordable three-bedroom, two-bath home is move-in ready and sure to impress. The spacious kitchen provides ample cabinet storage and a convenient pantry. The main level features a dining room, a large living room, and access to a sun-filled, glass-enclosed front porch. Upstairs are two generously sized bedrooms and a three-quarter bath. The lower level includes the home's largest bedroom, complete with an egress window and access to another three-quarter bath. Updates include new carpet and paint throughout, new storm doors, and more. The home also features maintenance-free metal siding and a roof replaced in 2015 with 30-year architectural shingles. Charming, welcoming, and turnkey, this home is ready for you—schedule your showing today! Listing Agent/Owner is a Licensed Real Estate Agent in Minnesota.

832 15th Avenue S, Saint Cloud

Listing courtesy of Premier Real Estate Services.

$109,900

3 Beds ⋅ 1 Baths ⋅ 7151540 MLS

Conveniently located on a large corner lot, this 3-bedroom home offers a practical layout, recent updates, and plenty of potential. Brand-new carpet has just been installed in the living room, all three bedrooms, and on the stairs, giving the home a fresh start. The main level features a good sized living room, kitchen and dining area, a bedroom, full bathroom, laundry, and a large storage room for added convenience. Two additional bedrooms located upstairs. Some updates include the brand new carpeting, roof and furnace in '16, along with an updated water heater and stove. Outside, the spacious corner lot includes a storage shed for extra room and lot of parking options. Whether you’re looking for a home to make your own or an investment opportunity, this property offers a solid foundation to work with. Quick close possible.

1501 6th Street N, Saint Cloud

Listing courtesy of RE/MAX Results.

$189,900

3 Beds ⋅ 2 Baths ⋅ 7150921 MLS

Great opportunity to own a 3-bedroom, 2-bathroom home with plenty of character and room to make it your own! A cute front porch welcomes you into the home, where the front living room features large windows with beautiful architectural detail along the tops that let in great natural light. The kitchen offers a nice amount of space with stainless steel appliances, oak cabinetry, and unique built-ins that add plenty of character. The adjoining dining room features a nice bay window, creating a bright and inviting space for meals. Upstairs, you'll find new flooring in the bedrooms along with bonus space for an office or future possibilities. Outside, enjoy a fenced-in yard, along with an oversized detached 2-stall garage featuring one oversized door. A great opportunity for someone looking for a home with character, space, and potential!

624 7th Avenue N, Saint Cloud

Listing courtesy of Premier Real Estate Services.

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